First Time Home Buyer Loans

There are many types of first time home buyer loans avilable in the United States. In general they are broken down into two different groups. If you have credit scores of 680 or above, you most likely want to go with a HFA 3% down loan tied with down payment assistance to pay your down payment and/or part of your closing costs.

If your credit score is below 679, you most likely want to go with an FHA 3.5% down loan tied with down payment assistance to pay your down payment and/or part of your closing costs.

The form below will help you find what is the best solution for your current situation!